We are a fintech software company

MFI solutions, loan applications, online payments, scoring, credit bureaus, billing, integrations, API

Digital Core For Business

Create your digital core for your tactical tasks and strategy

Product Implementation

Adapt and deploy the bricks of your lending software

Solution Support

Take care of actuality and grow up

Innovative flexible software for microfinance institutions and collection agencies. Online services for financial companies with customizable workflows and risk policies. Payday lending platform: automated application process, loan management, proprietary credit scoring models, reduce operational costs, and control bad debt losses. The best payment gateways.
Top 25 features of flagship MicroF1 2.5 s/w
  • Site and personal account of the borrower with adaptive layout for mobile devices
  • Credit products settings
  • Application settings
  • Pairing with CPA networks and other traffic sources
  • Integrations with Credit Bureaus: UBKI, MBKI
  • Data exchange with Black-list services
  • Remote identification: BankID, Facebook
  • Verification of borrowers, black-list
  • Decision support system and scoring
  • Verifier workstation
  • Connection with PrivatBank, Platon, Procard, Fondy, UPC and other payment processing
  • Promo codes and discount system
  • Invite friend
  • Integrations with Bitrix24, Asterisk, etc.
  • Automation of mailings and communications
  • Electronic workflow
  • Analytics: 17 reports and Business Intelligence subsystem
  • Own API enables integrations with external systems
  • Support for debt collection, task and reminder management
  • Credit debt sales
  • Credit accrual of your collection agency
  • Role based access control
  • Users actions logs
  • Documents editor: loan agreements etc.
  • Offline offices support
Reliable payment gateways for webshop/ marketplace/ app
  • Competent selection of a payment service provider
  • Integration with a payment service
  • The best conditions for online acquiring
  • Several payment service providers: Platon, Procard, UPC etc.
  • Building your payment service provider
  • One gateway — several banks, more successful payments
  • All popular online payment methods: Visa, Mastercard, Privat24, MasterPass, Google Pay, Apple Pay
  • Easy to connect: integration plugins for popular CMS, mobile SDK and our help
  • Secure: PCI DSS, Visa PIN Security, SecureCode, 3D-Secure
  • Two layers of support: integrator and provider
  • Useful tools: 1-Click method, recurring billing, transactions monitoring, card payments in Android and iOS apps, extended account registry etc.
  • Extended anti-fraud module
  • Flexible adaptation to the requirements of your multi-channel business model
Ninja Lender platform in a few sentences

Ninja Lender significantly reduces the known inefficiency of the lending market, offering rejected loan applications to credit institutions with different risk models. Approximately 15% out of 1B rejected loan applications have value because these loans are given out to borrowers by other financial institutions later on. We develop the only marketplace where lending companies can buy & sell turned-down applications online. We provide a flexible solution with an auction and universal template Wizard that easily portable to other systems and bank software via API.

  • Increase your client database quickly and cheaply because of the new purchase channel
  • Reduce the customer acquisition cost by selling turned-down loan applications to other credit institutions
  • An alternative loan chanel for declined customers

Agile and feature-rich architecture

Customization & Development

Automate every step of online lending

Business Process Automation

Fighting bad loans

Predictive Modelling
We provide all stages of software development cycle: create specifications, design, coding and layout, testing, fixes, launch and technical support. We appreciate Agile, minimal viable product approach, and lean startup methodology. We also use Corezoid technology in order to stop hard-coding duplicates and start creating innovations easier.
Anzhela Malovichko
Director Financial company 'Premium Assets', LLC

“We recommend colleagues from MicroF1 as strong professionals. Their developers and other IT experts have confirmed in practice a high level of expertise in the development and implementation of software solutions for financial companies. Long-term cooperation with partners from MicroF1 allowed us to automate our activities, to digitize part of important business processes based on cutting-edge web technologies. Software development took into account not only the features of our industry, but also the specific characteristics of our organization.”

Sergey Zakharov
Director Kulerova Funky Company

“We recommend MicroF1 and their specialists: managers, developers and consultants. Their competencies and speed have been successfully tested by us in practice! During our long-term collaboration, colleagues from MicroF1 implemented a new CRM solution for retail and wholesale based on cutting-edge web technologies. The development was based on our specifics, online and offline components of the business.”

Irina Koretskaya
Director Financial company "E Groshi", LLC

“MicroF1 software has successfully closed all questions on setting up credit packages, decision support, scoring, integrations with banks and payment providers, credit bureaus, CRM and collection work, reports and business intelligence. Blacklists, verification algorithms, document and message templates, access control, and other important aspects are developed at a high level. The software package is regularly updated and it becomes easier and better with every new release.”

Ignaty Zhubrun
CEO Shvydka Pozyka

“We recommend online microcredit solution MicroF1 and their team of specialists: developers and implementers. Service and software development recently covered the following areas:

  • integration update on changes of the Platon payment system protocols;
  • changes in the personal account of the borrower, increasing usability, new parameters of the loan application;
  • software updates, integration updates with the credit bureau UBKI;
  • user consultations, server maintenance, security issues, etc. ”
Irina Koretskaya
CEO Financial company "E Groshi", LLC

“The developed and constantly improved electronic document management and accounting system fully meets our needs and has allowed us to achieve high efficiency of interaction with our customers. Separately I would like to note the efficiency of developers and the high speed of response to our requests and wishes. Qualified employees of MicroF1 showed their competence not only in the field of software development, but also helped in the analytical and management issues of microcredit business.”

Ignaty Zhubrun
CEO Fincom Credit, LLC

“During our joint work, MicroF1 specialists performed all the work strictly in accordance with the schedule, conditions and requirements under the contract. After completion of the implementation job, the company’s employees responded promptly to our requests, developed our system on order, shared their experience and best practices during the whole period of the system maintenance.”

Get in touch with us
Please don’t hesitate to leave a request, book a demo or ask questions.
Kiev, Ukraine
+380 (66) 444 22 83