"The constantly updated automation system of the financial company MicroF1 2.8 for PDL Extended ver. and other IT services help to comprehensively manage our activities, keep credit records and get the necessary analytics. The professionalism of our colleagues, an excellent understanding of the credit business processes and a high reaction rate help us to improve the efficiency of business functions, to develop dynamically in the Ukrainian market."
+380 (66) 444 22 83
We are a fintech software company
MFI launch, loan applications, scoring, fraud prevention, online payments, billing, collection, CRM, BI
Digital Core For Business
Use the best lending solutions
Product Implementation
We optimize an integrated lending management solution
Solution Support
Take care of business relevance and growth
Solutions
We are a digital lending software provider. Flexible software for MFIs, credit unions, collection agencies, leasing companies, and banks. Services for financial companies with customizable workflows and risk policies. Lending platform: applying, KYC, scoring, loan management, operating cost reduction, and NPL control. Best payment gateways. Our technology platforms served 1.5 million ❤️ customers of online lending services and disbursed 1 million 🔥 loans.
33 modules of flagship s/w MicroF1 2.8 for PDL
- Landing page/site
- Borrower's personal account with the quick start wizard
- Extensive credit products settings
- Profile and application settings
- Pairing with lead generators/CPA networks: SalesDoubler, FinLine, StormDigital, LoanGate, Admitad, DoAffiliate, Affise, Lead.su, LeadGid
- Integrations with Credit Bureaus: UBKI, MBKI
- Anti-fraud: EMA Blacklist, Blacklist service
- Remote identification: BankID Privat, BankID NBU, EDS/QES, Liveness detection, Facebook
- Verifier workstation, internal blacklist
- Decision support system and scoring, integrations with Vodafone/Kyivstar Big Data Scoring and Risk Tools
- Connection with PrivatBank, Platon, Procard, Fondy, 4bill.io, UPC, PayCore.io, and other payment processing
- Support for PrivatBank, City24, 2click, iBox, EasyPay networks of cash payment terminals, Pogashay.ua service
- Recurring payments settings and calendar
- Automation of mailings and communications, including SMS, email, IVR, IM chatbots (Telegram)
- Management of tasks and reminders
- Distribution of clients/applications/loans by employees, taking into account the workload
- Lead management and call tracking
- Notifications to employees when paying/changing the loan/logging into the account, etc.
- Integrations with CRM Bitrix24, IP-telephony Asterisk
- Promo codes and discount system; cashback
- 'Invite a friend' referral program
- Analytics: 18 reports and Business Intelligence subsystem Metabase
- Many types of fees and renewals
- Individual interest rate
- Multi-firm accounting
- Open API for developers
- Debt collection support, collection status & tag management
- Credit debts sales
- Credit accrual of your collection agency
- Role-based access control
- Users actions logs
- Documents editor: loan agreements, supplementary agreements, references...
- Integrations with Sender messenger, Corezoid OS
- Streaming archiving
Reliable payment gateways for webshop/ marketplace/ app
- Competent selection of a payment service provider
- Integration with a payment service
- The best conditions for online acquiring
- Several payment service providers: Platon, Procard, Fondy, 4bill.io, Interkassa, UPC, etc.
- Building your payment service provider
- One gateway — several banks, more successful payments
- All popular online payment methods: Visa, Mastercard, American Express, Privat24, MasterPass, Google Pay, Apple Pay
- Instant payments via SMS (mobile commerce)
- QR code payment
- ATM cash payment terminal
- Cryptocurrencies: Bitcoin, Advcash, Ethereum, Ripple, etc.
- Opening a high-risk merchant account
- Card payments in Android and iOS apps, payments in messengers (Facebook Messenger, Telegram, etc.)
- Easy to connect: integration plugins for popular CMS, mobile SDK, and our help
- Secure: PCI DSS, Visa PIN Security, SecureCode, 3D-Secure
- Two layers of support: integrator and provider
- Useful tools: 1-Click method, recurring billing, transaction monitoring, extended account registry, etc.
- Extended anti-fraud module
- Flexible adaptation to the requirements of your multi-channel business model
Ninja Lender platform for refused loans
Ninja Lender significantly reduces the known inefficiency of the lending market, offering rejected loan applications to credit institutions with different risk models. Approximately 15% out of 1B rejected loan applications have value because these loans are given out to borrowers by other financial institutions later on. We develop the only marketplace where lending companies can buy & sell turned-down applications online. We provide a flexible solution with an auction and universal template Wizard that easily portable to other systems and bank software via API.
- Increase your client database quickly and cheaply because of the new purchase channel
- Reduce customer acquisition cost by selling turned-down loan applications to other credit institutions
- An alternative loan channel for declined customers
Ninja Lender is a Fintech startup company based in Estonia and Poland, originally from Ukraine.
Ninja Lender team graduated from two famous European acceleration programs in Riga (Latvia, 2019) by Startup Wise Guys and Warsaw (Poland, 2020) by Huge Things.
The startup is registered in three European countries: Estonia, Poland, and Croatia. Contact Ninja Lender if you have plans to launch a credit marketplace in your country. The IT team of our platform will be happy to carry out a joint project!
The flexible and feature-rich architecture of the online lending software
Customization & Development
An efficient loan management system
Business Process Automation
Preventing bad loans using artificial intelligence
Predictive Modelling